The Skill of Budgeting: How to Create a Spending Plan That Actually Works
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Episode Summary:
In the final episode of the Skills of Money series, Germaine dives into the skill of budgeting—not the kind that makes you feel restricted and deprived, but one that gives you clarity, freedom, and control.
You’ll learn how to:
Decide ahead of time how to spend your money (and avoid impulse decisions)
Stop using restrictive budgets and build a plan that fits your real life
Use a three-bucket banking system to simplify your money management
Make progress on savings, debt, and lifestyle goals without overwhelm
Whether you’re tired of yo-yo budgeting or just want a simpler way to manage your money, this episode will help you build a plan that lasts.
Key Takeaways:
Why deciding ahead of time reduces money stress and decision fatigue
How to build a plan that includes fun—not just bills
The 3-bucket banking system for simplicity and control
Why traditional budgets fail (and what works instead)
How coaching helps you follow through when your motivation fades
Resources Mentioned:
Click here to learn more about The Wealthy Woman’s Academy
Click here to book your Financial Clarity Consultation
More Episodes You Might Like:
EP- 115. The Skill of Having Money: How to Stop Spending Everything You Earn & Finally Build Wealth
EP-113. Struggling to Save Money? Try This Simple System to Build Wealth Faster
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