"The Skill of Spending Money - Becoming the Wealthy You Podcast"

The Skill of Spending Money: How to Stop Overspending and Use Your Money Intentionally

🎧 Listen to the Episode:

Episode Summary:

Most people think they need more discipline to stop overspending, but what they really need is the skill of spending with intention. In this episode of Becoming the Wealthy You, Germaine breaks down how to spend money in ways that feel good both in the moment and after the fact, without sabotaging your long-term goals.

Inside this episode, you'll learn:

  • Why you keep overspending (even when you know better)

  • How to spend in a way that aligns with your values

  • The cost of mindless spending, and what it could be funding instead

  • A powerful mindset shift: every “yes” is a “no” to something else

  • Why spending intentionally can bring you more joy and less stress

If you’re ready to wake up from the cycle of spending regret and start using your money to build a life you love, this one’s for you.

Key Takeaways:

Spend with intention, not shame. Learn how to create boundaries that support both present joy and future wealth.

  • Use your money to enhance your life. It’s not about never spending, it’s about spending on purpose.

  • Mindless spending has real consequences. The average American spends $317/month without intention.

  • Align your spending with your values. Use your money in a way that reflects what truly matters to you.

  • Every “yes” is also a “no.” Reframe how you think about overspending and future trade-offs.

Resources Mentioned:

Sign up for the Stop Overspending Masterclass happening May 18 & 19 of 2025

Grab the Free Training: How to Build Wealth WITHOUT a Strict Budget

More Episodes You Might Like:

EP- 115. The Skill of Having Money: How to Stop Spending Everything You Earn & Finally Build Wealth

EP-113. Struggling to Save Money? Try This Simple System to Build Wealth Faster

EP-112. How to Finally Get Control of Your Money: The Simple System for Managing Finances Without Stress

Loved This Episode? Here’s What to Do Next…

✔️ Subscribe & Leave a Review

🎧 Apple Podcasts | 🎧 Spotify


📢 Share this episode – If this helped you, send it to a friend!


💬 Follow me on Instagram @GermaineFoleyCoaching

Struggling to save, stuck in the debt cycle, or wondering where all your money goes?

If you make good money but still feel like you're not getting ahead, let’s change that.

In a complimentary Financial Clarity Consultation, I’ll help you identify what’s keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. No pressure, no sales pitch—just real solutions. And if we both decide it’s a good fit, I’ll share how we can work together to make it happen. Click Here to book your consultation now!